Now live-FCA authorised business accounts

Modern business banking
for growing UK companies.

Open a UK business account in minutes. Manage expenses, invoices and payroll from a single platform built for startups, agencies and tech teams.

FCA Authorised FSCS Protected up to £85k Instant UK transfers 30+ currencies
app.northbank.co.uk

Revenue

£84,210

+12.4%

Expenses

£21,500

-3.2%

Invoices

142

+8

Balance

£62,710

+9.1%

Revenue

Monthly

Recent

A AWS
-£320
F Figma
-£45
C Client A
+£4,200
N Notion
-£16
S Stripe
+£1,050
Budget: £45,000 / £60,000 75%

Trusted by fast-growing UK businesses

Beacon Loopify Stackmade Kove Labs Clearcut Avante Hexr Driftworks

Everything you need

One platform. Your entire finance stack.

Stop juggling multiple tools. Northbank combines business banking, expense management, invoicing and payroll in one clean workspace.

Expense Tracking

Capture every spend automatically. Categorise, tag and reconcile with your accounting software in one click.

Payroll Sync

Connect to Xero, QuickBooks and FreeAgent. Run payroll without double-entry and keep your books clean.

Financial Analytics

Real-time dashboards with P&L, cash flow forecasting and trend analysis built for fast-moving teams.

Invoice Automation

Create, send and chase invoices automatically. Get paid faster with smart payment links and reminders.

Virtual Cards

Issue unlimited virtual cards to team members. Set per-card spend limits and freeze them instantly.

Multi-Currency

Send and receive in 30+ currencies at the real exchange rate. Built for remote teams and global clients.

Built for speed

Less admin.
More business.

Finance tools should accelerate your team, not slow it down. Northbank automates the repetitive work so you can focus on what matters.

  • Automated reconciliation

    Transactions match to invoices and bills automatically.

  • Team spending controls

    Set budgets, approval flows and card limits per person or team.

  • One-click tax reports

    Export MTD-ready VAT returns and accountant packs instantly.

  • Real-time notifications

    Know about every payment, low balance or suspicious activity instantly.

Monthly Revenue

£84,210

+12.4% vs last month
Active Cards

24

2 new this week
Pending Invoices

£18,500

3 overdue
Team Members

12

+2 this quarter

Enterprise-grade security

Your money is safe with us.

We're built on the same infrastructure as the world's leading banks-with modern engineering on top.

Bank-grade encryption

AES-256 encryption at rest and TLS 1.3 in transit for every transaction.

Fraud detection

ML-powered anomaly detection monitors 100% of transactions in real time.

FCA compliance

Fully authorised and regulated. Client funds held in ringfenced accounts.

Audit logs

Immutable logs for every action. Full history for compliance and forensics.

12,000+

UK businesses

99.98%

Uptime SLA

£4.2bn

Processed

2.1M+

Transactions/mo

Customer stories

Trusted by UK founders.

From early-stage startups to scaling tech companies-businesses across the UK use Northbank to run their finances.

"Northbank replaced our entire finance stack. We switched from a legacy bank that took 4 days to process transfers-now everything is instant."
Priya Sharma

Priya Sharma

Co-founder & CFO, Loopify

"The analytics alone saved us 8 hours a week. We closed our FreeAgent subscription and use Northbank exclusively for our books."
Tom Whitfield

Tom Whitfield

Head of Operations, Clearcut Studio

"Virtual cards for every vendor means our expenses are crystal clear. Audits used to be painful-now they're almost automatic."
Aisha Okonkwo

Aisha Okonkwo

Founder, Kove Labs

Ready to upgrade your business banking?

Join 12,000+ UK companies that have made the switch. Open your account in minutes-no paperwork, no branch visits.